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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,048 | $113,338-65.5% | $94,993-58.9% | $147,586-73.5% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 20.65% | 20.80%-0.1pp | 27.14%-6.5pp | 578.59%-557.9pp |
| Employer contribution / active EE | $8,608 | $3,160+172.4% | $2,603+230.6% | $4,876+76.5% |
| Participant deferral / active EE | $6,733 | $3,777+78.3% | $3,317+103.0% | $5,439+23.8% |
| Admin fee / account holder | $399 | $6,063-93.4% | $4,960-92.0% | $10,886-96.3% |