Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,552 | $56,339-45.8% | $104,301-70.7% | $68,486-55.4% |
| Participation rate | 23.1% | 63.3%-40.2pp | 73.3%-50.2pp | 67.9%-44.8pp |
| Annual return | -21.06% | -9.19%-11.9pp | 24.61%-45.7pp | -7.85%-13.2pp |
| Employer contribution / active EE | $1,253 | $1,960-36.1% | $3,373-62.8% | $2,597-51.7% |
| Participant deferral / active EE | $2,194 | $3,077-28.7% | $4,626-52.6% | $4,028-45.5% |
| Admin fee / account holder | $536 | $4,902-89.1% | $7,340-92.7% | $5,404-90.1% |