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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,515 | $105,867+23.3% | $90,760+43.8% | $134,532-3.0% |
| Participation rate | 76.9% | 78.3%-1.3pp | 75.7%+1.2pp | 81.2%-4.3pp |
| Annual return | -26.76% | -10.99%-15.8pp | -12.16%-14.6pp | 418.27%-445.0pp |
| Employer contribution / active EE | $1,430 | $3,464-58.7% | $2,922-51.1% | $4,741-69.8% |
| Participant deferral / active EE | $3,292 | $5,217-36.9% | $4,565-27.9% | $6,401-48.6% |
| Admin fee / account holder | $817 | $13,936-94.1% | $8,444-90.3% | $11,429-92.9% |