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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,138 | $109,905-59.8% | $98,506-55.2% | $167,553-73.7% |
| Participation rate | 81.8% | 75.8%+6.0pp | 73.3%+8.5pp | 82.1%-0.3pp |
| Annual return | 9.34% | 1960.20%-1950.9pp | 1494.92%-1485.6pp | 478.89%-469.6pp |
| Employer contribution / active EE | $338 | $3,226-89.5% | $2,961-88.6% | $4,840-93.0% |
| Participant deferral / active EE | $2,650 | $4,674-43.3% | $4,277-38.0% | $6,343-58.2% |
| Admin fee / account holder | $1,074 | $6,760-84.1% | $5,955-82.0% | $12,316-91.3% |