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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,580 | $160,040+143.4% | $147,096+164.8% | $145,877+167.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.09% | 98.49%-85.4pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $8,227 | $5,289+55.5% | $4,936+66.7% | $4,663+76.4% |
| Participant deferral / active EE | $9,912 | $8,429+17.6% | $8,071+22.8% | $6,691+48.1% |
| Admin fee / account holder | $18,239 | $15,050+21.2% | $13,005+40.2% | $13,402+36.1% |