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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,703 | $125,184+6.8% | $105,607+26.6% | $145,884-8.3% |
| Participation rate | 88.9% | 77.6%+11.2pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 6.78% | 225.00%-218.2pp | 116.11%-109.3pp | 551.85%-545.1pp |
| Employer contribution / active EE | $5,320 | $3,720+43.0% | $3,167+68.0% | $4,662+14.1% |
| Participant deferral / active EE | $1,291 | $5,714-77.4% | $5,011-74.2% | $6,690-80.7% |
| Admin fee / account holder | $5,729 | $17,133-66.6% | $10,958-47.7% | $13,392-57.2% |