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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,698 | $65,367-72.9% | $92,915-81.0% | $72,976-75.7% |
| Participation rate | 74.7% | 68.3%+6.4pp | 76.0%-1.3pp | 69.5%+5.2pp |
| Annual return | 17.05% | 42.11%-25.1pp | 109.45%-92.4pp | 81.02%-64.0pp |
| Employer contribution / active EE | $349 | $2,594-86.6% | $3,653-90.5% | $2,440-85.7% |
| Participant deferral / active EE | $1,671 | $3,128-46.6% | $4,238-60.6% | $3,608-53.7% |
| Admin fee / account holder | $2,035 | $4,251-52.1% | $5,796-64.9% | $5,124-60.3% |