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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,066 | $150,447-44.1% | $136,298-38.3% | $147,586-43.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 23.39% | 1049.15%-1025.8pp | 5156.27%-5132.9pp | 578.59%-555.2pp |
| Employer contribution / active EE | $894 | $5,256-83.0% | $4,696-81.0% | $4,876-81.7% |
| Participant deferral / active EE | $3,344 | $6,631-49.6% | $6,247-46.5% | $5,439-38.5% |
| Admin fee / account holder | $651 | $10,906-94.0% | $9,244-93.0% | $10,886-94.0% |