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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,033 | $157,304+2.4% | $141,197+14.0% | $152,909+5.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.67% | 64.34%-54.7pp | 71.41%-61.7pp | 345.46%-335.8pp |
| Employer contribution / active EE | $10,883 | $5,263+106.8% | $4,736+129.8% | $4,764+128.4% |
| Participant deferral / active EE | $5,000 | $7,111-29.7% | $6,710-25.5% | $5,851-14.5% |
| Admin fee / account holder | $4,419 | $12,126-63.6% | $10,265-56.9% | $11,601-61.9% |