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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,433 | $85,171+0.3% | $172,752-50.5% | $72,975+17.1% |
| Participation rate | 91.9% | 70.1%+21.8pp | 82.6%+9.2pp | 69.5%+22.4pp |
| Annual return | 22.19% | 27.32%-5.1pp | 802.97%-780.8pp | 81.01%-58.8pp |
| Employer contribution / active EE | $1,254 | $3,324-62.3% | $5,144-75.6% | $2,440-48.6% |
| Participant deferral / active EE | $3,376 | $3,260+3.5% | $5,198-35.1% | $3,608-6.4% |
| Admin fee / account holder | $7,289 | $5,880+24.0% | $13,955-47.8% | $5,124+42.3% |