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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,377 | $201,370+7.0% | $184,256+16.9% | $145,897+47.6% |
| Participation rate | 57.1% | 87.5%-30.3pp | 86.8%-29.7pp | 80.3%-23.2pp |
| Annual return | 14.90% | 29.05%-14.1pp | 28.85%-13.9pp | 552.29%-537.4pp |
| Employer contribution / active EE | $3,721 | $7,024-47.0% | $6,427-42.1% | $4,663-20.2% |
| Participant deferral / active EE | $5,098 | $9,808-48.0% | $9,133-44.2% | $6,689-23.8% |
| Admin fee / account holder | $1,677 | $16,364-89.8% | $13,899-87.9% | $13,390-87.5% |