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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,473 | $89,367-22.3% | $141,191-50.8% | $72,975-4.8% |
| Participation rate | 80.0% | 75.1%+4.9pp | 82.5%-2.5pp | 69.5%+10.5pp |
| Annual return | 18.51% | 111.87%-93.4pp | 71.41%-52.9pp | 81.01%-62.5pp |
| Employer contribution / active EE | $2,902 | $3,115-6.8% | $4,736-38.7% | $2,440+18.9% |
| Participant deferral / active EE | $5,109 | $5,419-5.7% | $6,710-23.9% | $3,608+41.6% |
| Admin fee / account holder | $26,589 | $5,957+346.4% | $10,264+159.1% | $5,124+418.9% |