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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,508 | $106,524+41.3% | $152,301-1.2% | $87,485+72.0% |
| Participation rate | 72.0% | 75.8%-3.8pp | 82.4%-10.4pp | 68.9%+3.1pp |
| Annual return | 15.37% | 26.89%-11.5pp | 80.50%-65.1pp | 26.06%-10.7pp |
| Employer contribution / active EE | $3,816 | $3,371+13.2% | $4,624-17.5% | $2,596+47.0% |
| Participant deferral / active EE | $8,022 | $6,525+22.9% | $8,004+0.2% | $4,274+87.7% |
| Admin fee / account holder | $9,021 | $8,287+8.9% | $14,398-37.3% | $7,775+16.0% |