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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,137 | $175,259+3.4% | $149,723+21.0% | $139,487+29.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 5.31% | 166.82%-161.5pp | 134.50%-129.2pp | 373.84%-368.5pp |
| Employer contribution / active EE | $2,793 | $5,478-49.0% | $4,821-42.1% | $4,755-41.3% |
| Participant deferral / active EE | $3,404 | $6,522-47.8% | $5,682-40.1% | $6,713-49.3% |
| Admin fee / account holder | $2,780 | $16,158-82.8% | $13,215-79.0% | $11,407-75.6% |