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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,546 | $175,259-18.1% | $149,723-4.1% | $139,487+2.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -6.76% | 166.82%-173.6pp | 134.50%-141.3pp | 373.84%-380.6pp |
| Employer contribution / active EE | $2,244 | $5,478-59.0% | $4,821-53.5% | $4,755-52.8% |
| Participant deferral / active EE | $13,586 | $6,522+108.3% | $5,682+139.1% | $6,713+102.4% |
| Admin fee / account holder | $3,203 | $16,158-80.2% | $13,215-75.8% | $11,407-71.9% |