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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,862 | $106,923-58.0% | $84,023-46.6% | $152,909-70.7% |
| Participation rate | 69.6% | 75.3%-5.7pp | 69.0%+0.5pp | 82.5%-12.9pp |
| Annual return | 20.83% | 105.02%-84.2pp | 71.32%-50.5pp | 345.46%-324.6pp |
| Employer contribution / active EE | $513 | $2,735-81.2% | $1,984-74.1% | $4,764-89.2% |
| Participant deferral / active EE | $1,625 | $4,013-59.5% | $3,239-49.8% | $5,851-72.2% |
| Admin fee / account holder | $1,446 | $8,289-82.6% | $6,102-76.3% | $11,601-87.5% |