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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,227 | $84,551-5.1% | $61,452+30.6% | $134,532-40.4% |
| Participation rate | 23.8% | 62.2%-38.4pp | 52.6%-28.8pp | 81.2%-57.4pp |
| Annual return | -20.99% | 585.39%-606.4pp | 338.96%-359.9pp | 418.27%-439.3pp |
| Employer contribution / active EE | $416 | $1,545-73.1% | $1,160-64.1% | $4,741-91.2% |
| Participant deferral / active EE | $2,065 | $2,818-26.7% | $2,125-2.8% | $6,401-67.7% |
| Admin fee / account holder | $824 | $2,587-68.1% | $2,131-61.3% | $11,429-92.8% |