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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,729 | $69,012-67.1% | $160,037-85.8% | $68,490-66.8% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 67.9%+32.1pp |
| Annual return | 34.01% | -9.65%+43.7pp | 408.95%-374.9pp | -7.85%+41.9pp |
| Employer contribution / active EE | $6,156 | $2,212+178.2% | $4,226+45.7% | $2,597+137.1% |
| Participant deferral / active EE | $3,130 | $4,212-25.7% | $6,184-49.4% | $4,028-22.3% |
| Admin fee / account holder | $638 | $4,798-86.7% | $8,716-92.7% | $5,403-88.2% |