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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,454 | $78,015-55.8% | $178,505-80.7% | $80,959-57.4% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 11.40% | 18.10%-6.7pp | 27.16%-15.8pp | 35.67%-24.3pp |
| Employer contribution / active EE | $1,382 | $2,281-39.4% | $3,955-65.1% | $2,757-49.9% |
| Participant deferral / active EE | $1,826 | $4,406-58.6% | $6,280-70.9% | $4,300-57.5% |
| Admin fee / account holder | $1,292 | $7,160-82.0% | $10,428-87.6% | $6,925-81.3% |