See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $128 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,430 | $56,897+2.7% | $84,750-31.1% | $62,891-7.1% |
| Participation rate | 35.2% | 68.5%-33.4pp | 76.6%-41.4pp | 69.3%-34.1pp |
| Annual return | -4.19% | 6.30%-10.5pp | 22.78%-27.0pp | 20.14%-24.3pp |
| Employer contribution / active EE | $663 | $2,400-72.4% | $3,574-81.5% | $2,281-70.9% |
| Participant deferral / active EE | $1,630 | $2,709-39.8% | $3,712-56.1% | $3,203-49.1% |
| Admin fee / account holder | $448 | $3,581-87.5% | $5,332-91.6% | $4,296-89.6% |