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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,251 | $108,212+206.1% | $77,513+327.3% | $158,966+108.4% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 6.38% | 31.67%-25.3pp | 54.81%-48.4pp | 302.95%-296.6pp |
| Employer contribution / active EE | $4,063 | $1,325+206.6% | $987+311.8% | $4,762-14.7% |
| Participant deferral / active EE | $10,563 | $2,455+330.2% | $1,861+467.6% | $5,983+76.5% |
| Admin fee / account holder | $18,182 | $3,709+390.2% | $2,859+535.9% | $11,250+61.6% |