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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,379 | $29,319+286.7% | $52,425+116.3% | $82,448+37.5% |
| Participation rate | 100.0% | 46.9%+53.1pp | 55.6%+44.4pp | 68.1%+31.9pp |
| Annual return | 7.37% | 535.20%-527.8pp | 302.12%-294.8pp | 41.64%-34.3pp |
| Employer contribution / active EE | $4,843 | $586+725.8% | $914+429.7% | $2,551+89.8% |
| Participant deferral / active EE | $3,028 | $1,171+158.5% | $1,790+69.1% | $4,139-26.8% |
| Admin fee / account holder | $96,387 | $1,962+4812.4% | $2,495+3763.4% | $7,234+1232.3% |