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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,379 | $36,948+206.9% | $73,658+53.9% | $87,485+29.6% |
| Participation rate | 100.0% | 46.8%+53.2pp | 57.0%+43.0pp | 68.9%+31.1pp |
| Annual return | 7.37% | 28.64%-21.3pp | 29.72%-22.4pp | 26.06%-18.7pp |
| Employer contribution / active EE | $4,843 | $670+622.8% | $1,032+369.1% | $2,596+86.5% |
| Participant deferral / active EE | $3,028 | $1,379+119.6% | $2,062+46.9% | $4,274-29.1% |
| Admin fee / account holder | $96,387 | $2,531+3708.6% | $3,357+2771.5% | $7,775+1139.7% |