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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,340 | $135,645+47.0% | $110,243+80.8% | $135,380+47.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.49% | 513.24%-522.7pp | 314.76%-324.3pp | 519.81%-529.3pp |
| Employer contribution / active EE | $1,780 | $4,907-63.7% | $3,827-53.5% | $4,779-62.8% |
| Participant deferral / active EE | $7,603 | $5,507+38.1% | $4,672+62.7% | $5,609+35.5% |
| Admin fee / account holder | $14,472 | $11,458+26.3% | $8,548+69.3% | $10,828+33.6% |