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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,279 | $121,656+75.3% | $104,614+103.9% | $158,950+34.2% |
| Participation rate | 80.0% | 77.5%+2.5pp | 74.1%+5.9pp | 82.0%-2.0pp |
| Annual return | 15.03% | 465.51%-450.5pp | 340.56%-325.5pp | 302.91%-287.9pp |
| Employer contribution / active EE | $1,266 | $3,164-60.0% | $2,681-52.8% | $4,762-73.4% |
| Participant deferral / active EE | $1,672 | $4,177-60.0% | $3,739-55.3% | $5,983-72.1% |
| Admin fee / account holder | $1,037 | $7,775-86.7% | $6,464-84.0% | $11,248-90.8% |