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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,128 | $109,904+133.0% | $97,167+163.6% | $145,959+75.5% |
| Participation rate | 80.0% | 75.9%+4.1pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 15.84% | 243.43%-227.6pp | 75.27%-59.4pp | 561.95%-546.1pp |
| Employer contribution / active EE | $2,258 | $3,084-26.8% | $2,729-17.3% | $4,661-51.5% |
| Participant deferral / active EE | $4,309 | $4,676-7.9% | $4,264+1.1% | $6,689-35.6% |
| Admin fee / account holder | $8,120 | $6,216+30.6% | $5,650+43.7% | $13,398-39.4% |