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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,128 | $109,967+132.9% | $97,197+163.5% | $145,877+75.6% |
| Participation rate | 80.0% | 76.0%+4.0pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 15.84% | 244.27%-228.4pp | 75.47%-59.6pp | 551.28%-535.4pp |
| Employer contribution / active EE | $2,258 | $3,077-26.6% | $2,723-17.1% | $4,663-51.6% |
| Participant deferral / active EE | $4,309 | $4,676-7.9% | $4,263+1.1% | $6,691-35.6% |
| Admin fee / account holder | $8,120 | $6,199+31.0% | $5,637+44.0% | $13,402-39.4% |