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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,336 | $73,863-87.4% | $143,797-93.5% | $68,490-86.4% |
| Participation rate | 92.7% | 66.7%+26.1pp | 80.3%+12.4pp | 67.9%+24.8pp |
| Annual return | -17.20% | 0.91%-18.1pp | -0.04%-17.2pp | -7.85%-9.3pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,638 | $3,385-51.6% | $5,638-71.0% | $4,028-59.3% |
| Admin fee / account holder | $577 | $5,756-90.0% | $14,679-96.1% | $5,403-89.3% |