Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 13 · EIN 36-4317381 | Contract Administrator | $30,431 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $30,431 |
Filed as: THE RETIREMENT ADVANTAGE Service code 13 · EIN 39-1816008 | Contract Administrator | $75 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,213 | $86,692-51.3% | $119,634-64.7% | $66,949-36.9% |
| Participation rate | 61.9% | 75.6%-13.6pp | 79.3%-17.3pp | 69.8%-7.9pp |
| Annual return | -11.93% | -8.00%-3.9pp | -14.98%+3.1pp | 1.57%-13.5pp |
| Employer contribution / active EE | $936 | $2,536-63.1% | $4,232-77.9% | $2,545-63.2% |
| Participant deferral / active EE | $2,212 | $4,360-49.3% | $5,601-60.5% | $4,239-47.8% |
| Admin fee / account holder | $332 | $755-56.1% | $10,329-96.8% | $594-44.1% |