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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,898 | $99,994-33.1% | $146,647-54.4% | $85,851-22.1% |
| Participation rate | 84.0% | 73.1%+10.9pp | 80.1%+3.9pp | 69.3%+14.7pp |
| Annual return | 11.16% | 18.93%-7.8pp | 22.75%-11.6pp | 318.63%-307.5pp |
| Employer contribution / active EE | $3,575 | $2,559+39.7% | $4,137-13.6% | $2,565+39.3% |
| Participant deferral / active EE | $2,867 | $4,006-28.4% | $5,506-47.9% | $3,952-27.5% |
| Admin fee / account holder | $1,468 | $7,703-80.9% | $10,281-85.7% | $6,261-76.6% |