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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,661 | $202,463-2.4% | $169,397+16.7% | $139,487+41.7% |
| Participation rate | 42.9% | 81.1%-38.3pp | 77.2%-34.3pp | 80.3%-37.5pp |
| Annual return | 16.13% | 532.64%-516.5pp | 406.23%-390.1pp | 373.84%-357.7pp |
| Employer contribution / active EE | $1,840 | $4,694-60.8% | $4,013-54.2% | $4,755-61.3% |
| Participant deferral / active EE | $3,186 | $6,941-54.1% | $6,223-48.8% | $6,713-52.5% |
| Admin fee / account holder | $1,930 | $10,726-82.0% | $9,017-78.6% | $11,407-83.1% |