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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,437 | $211,239+20.9% | $178,528+43.1% | $145,877+75.1% |
| Participation rate | 92.3% | 80.8%+11.5pp | 77.1%+15.2pp | 80.3%+12.0pp |
| Annual return | 18.54% | 30.22%-11.7pp | 27.11%-8.6pp | 551.28%-532.7pp |
| Employer contribution / active EE | $5,144 | $4,570+12.5% | $3,950+30.2% | $4,663+10.3% |
| Participant deferral / active EE | $9,998 | $6,963+43.6% | $6,278+59.2% | $6,691+49.4% |
| Admin fee / account holder | $5,663 | $12,095-53.2% | $10,419-45.7% | $13,402-57.7% |