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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,331 | $126,661+21.8% | $113,397+36.1% | $138,895+11.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 13.81% | 25.05%-11.2pp | 23.20%-9.4pp | 145.39%-131.6pp |
| Employer contribution / active EE | $13,294 | $3,456+284.6% | $2,977+346.5% | $4,194+216.9% |
| Participant deferral / active EE | $12,440 | $5,693+118.5% | $5,076+145.1% | $6,396+94.5% |
| Admin fee / account holder | $644 | $14,549-95.6% | $11,957-94.6% | $12,562-94.9% |