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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,331 | $124,425+24.0% | $112,040+37.7% | $137,256+12.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.81% | 24.72%-10.9pp | 24.52%-10.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $13,294 | $3,411+289.7% | $2,954+350.0% | $4,156+219.9% |
| Participant deferral / active EE | $12,440 | $5,718+117.5% | $5,098+144.0% | $6,407+94.2% |
| Admin fee / account holder | $644 | $15,207-95.8% | $12,098-94.7% | $12,270-94.8% |