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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,811 | $56,200+10.0% | $67,653-8.6% | $59,633+3.7% |
| Participation rate | 80.0% | 71.5%+8.5pp | 75.7%+4.3pp | 68.7%+11.3pp |
| Annual return | -3.67% | 18506.71%-18510.4pp | 6625.22%-6628.9pp | 2041.40%-2045.1pp |
| Employer contribution / active EE | $792 | $1,615-50.9% | $2,266-65.0% | $2,203-64.0% |
| Participant deferral / active EE | $3,170 | $2,843+11.5% | $3,560-11.0% | $3,192-0.7% |
| Admin fee / account holder | $1,146 | $3,959-71.1% | $4,821-76.2% | $4,297-73.3% |