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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,438 | $106,247-74.2% | $96,515-71.6% | $139,466-80.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 19.54% | 38.47%-18.9pp | 35.73%-16.2pp | 373.66%-354.1pp |
| Employer contribution / active EE | $2,381 | $4,106-42.0% | $3,740-36.3% | $4,754-49.9% |
| Participant deferral / active EE | $5,346 | $5,456-2.0% | $4,880+9.5% | $6,712-20.4% |
| Admin fee / account holder | $754 | $7,885-90.4% | $6,735-88.8% | $11,409-93.4% |