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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,024 | $115,903+4.4% | $100,528+20.4% | $158,966-23.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 16.32% | 34.80%-18.5pp | 30.90%-14.6pp | 302.95%-286.6pp |
| Employer contribution / active EE | $1,730 | $4,105-57.9% | $3,419-49.4% | $4,762-63.7% |
| Participant deferral / active EE | $2,095 | $6,677-68.6% | $6,271-66.6% | $5,983-65.0% |
| Admin fee / account holder | $1,269 | $11,000-88.5% | $8,084-84.3% | $11,250-88.7% |