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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,671 | $148,629-56.5% | $135,982-52.4% | $139,487-53.6% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 17.94% | 79.33%-61.4pp | 68.32%-50.4pp | 373.84%-355.9pp |
| Employer contribution / active EE | $4,239 | $5,247-19.2% | $4,859-12.8% | $4,755-10.8% |
| Participant deferral / active EE | $3,157 | $8,102-61.0% | $7,760-59.3% | $6,713-53.0% |
| Admin fee / account holder | $1,990 | $12,406-84.0% | $10,767-81.5% | $11,407-82.6% |