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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,378 | $217,432+109.0% | $185,849+144.5% | $167,536+171.2% |
| Participation rate | 89.5% | 86.1%+3.4pp | 81.7%+7.8pp | 82.1%+7.4pp |
| Annual return | 14.05% | 148.42%-134.4pp | 122.10%-108.1pp | 478.82%-464.8pp |
| Employer contribution / active EE | $7,474 | $5,875+27.2% | $5,169+44.6% | $4,839+54.4% |
| Participant deferral / active EE | $6,432 | $6,357+1.2% | $5,569+15.5% | $6,342+1.4% |
| Admin fee / account holder | $1,192 | $19,818-94.0% | $16,244-92.7% | $12,315-90.3% |