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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,632 | $175,259+0.2% | $149,723+17.3% | $139,487+25.9% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 22.56% | 166.82%-144.3pp | 134.50%-111.9pp | 373.84%-351.3pp |
| Employer contribution / active EE | $3,419 | $5,478-37.6% | $4,821-29.1% | $4,755-28.1% |
| Participant deferral / active EE | $7,492 | $6,522+14.9% | $5,682+31.8% | $6,713+11.6% |
| Admin fee / account holder | $1,063 | $16,158-93.4% | $13,215-92.0% | $11,407-90.7% |