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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $443,557 | $106,003+318.4% | $92,236+380.9% | $147,585+200.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 19.70% | 50.05%-30.4pp | 176.29%-156.6pp | 578.57%-558.9pp |
| Employer contribution / active EE | $13,493 | $4,333+211.4% | $3,679+266.7% | $4,876+176.7% |
| Participant deferral / active EE | $10,164 | $4,478+127.0% | $3,897+160.8% | $5,439+86.9% |
| Admin fee / account holder | $1,025 | $6,333-83.8% | $5,194-80.3% | $10,885-90.6% |