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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,128 | $60,165-25.0% | $74,184-39.2% | $55,167-18.2% |
| Participation rate | 63.1% | 74.2%-11.0pp | 76.6%-13.5pp | 69.0%-5.9pp |
| Annual return | 9.57% | 10.00%-0.4pp | 17.74%-8.2pp | 169.23%-159.7pp |
| Employer contribution / active EE | $491 | $1,600-69.3% | $2,370-79.3% | $1,963-75.0% |
| Participant deferral / active EE | $2,077 | $2,973-30.1% | $3,550-41.5% | $3,054-32.0% |
| Admin fee / account holder | $891 | $419+112.6% | $5,586-84.0% | $504+76.9% |