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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,180 | $106,280-76.3% | $96,538-73.9% | $139,487-81.9% |
| Participation rate | 72.7% | 77.8%-5.1pp | 74.3%-1.6pp | 80.3%-7.6pp |
| Annual return | 19.49% | 38.48%-19.0pp | 35.74%-16.2pp | 373.84%-354.4pp |
| Employer contribution / active EE | $2,030 | $4,107-50.6% | $3,740-45.7% | $4,755-57.3% |
| Participant deferral / active EE | $3,772 | $5,457-30.9% | $4,880-22.7% | $6,713-43.8% |
| Admin fee / account holder | $1,083 | $7,888-86.3% | $6,737-83.9% | $11,407-90.5% |