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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,000 | $87,834+16.1% | $133,975-23.9% | $62,881+62.2% |
| Participation rate | 98.1% | 83.4%+14.8pp | 87.1%+11.1pp | 69.3%+28.8pp |
| Annual return | 3.94% | 12.05%-8.1pp | 29.29%-25.4pp | 20.14%-16.2pp |
| Employer contribution / active EE | $5,747 | $3,482+65.0% | $5,211+10.3% | $2,281+151.9% |
| Participant deferral / active EE | $6,081 | $4,812+26.4% | $6,282-3.2% | $3,203+89.9% |
| Admin fee / account holder | $4,591 | $5,372-14.5% | $9,324-50.8% | $4,296+6.9% |