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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,455 | $96,508-9.4% | $75,901+15.2% | $152,897-42.8% |
| Participation rate | 90.9% | 76.2%+14.7pp | 69.3%+21.6pp | 82.5%+8.5pp |
| Annual return | 9.84% | 33.99%-24.1pp | 30.76%-20.9pp | 345.43%-335.6pp |
| Employer contribution / active EE | $3,231 | $3,310-2.4% | $2,501+29.2% | $4,764-32.2% |
| Participant deferral / active EE | $6,475 | $4,554+42.2% | $3,603+79.7% | $5,851+10.7% |
| Admin fee / account holder | $1,243 | $8,081-84.6% | $5,420-77.1% | $11,599-89.3% |