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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,583 | $51,708+11.4% | $106,619-46.0% | $62,881-8.4% |
| Participation rate | 65.4% | 66.9%-1.5pp | 78.0%-12.6pp | 69.3%-3.9pp |
| Annual return | 8.32% | 4.69%+3.6pp | 9.42%-1.1pp | 20.14%-11.8pp |
| Employer contribution / active EE | $1,564 | $1,764-11.3% | $3,947-60.4% | $2,281-31.4% |
| Participant deferral / active EE | $3,382 | $2,315+46.1% | $3,930-13.9% | $3,203+5.6% |
| Admin fee / account holder | $4,519 | $3,349+34.9% | $6,418-29.6% | $4,296+5.2% |