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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,467 | $82,674+102.6% | $125,381+33.6% | $68,486+144.5% |
| Participation rate | 62.1% | 75.1%-13.0pp | 82.4%-20.3pp | 67.9%-5.8pp |
| Annual return | -9.68% | -5.97%-3.7pp | 572.31%-582.0pp | -7.85%-1.8pp |
| Employer contribution / active EE | $1,330 | $3,382-60.7% | $4,815-72.4% | $2,597-48.8% |
| Participant deferral / active EE | $3,418 | $6,111-44.1% | $7,448-54.1% | $4,028-15.1% |
| Admin fee / account holder | $18,585 | $6,277+196.1% | $10,007+85.7% | $5,404+243.9% |