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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,886 | $58,311+2.7% | $81,882-26.9% | $80,959-26.0% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 16.35% | 41.85%-25.5pp | 779.47%-763.1pp | 35.67%-19.3pp |
| Employer contribution / active EE | $3,029 | $2,347+29.1% | $2,916+3.9% | $2,757+9.9% |
| Participant deferral / active EE | $1,949 | $3,287-40.7% | $4,323-54.9% | $4,300-54.7% |
| Admin fee / account holder | $4,798 | $4,752+1.0% | $7,360-34.8% | $6,925-30.7% |