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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,886 | $58,234+2.8% | $81,783-26.8% | $80,874-26.0% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 16.35% | 41.70%-25.4pp | 775.05%-758.7pp | 35.62%-19.3pp |
| Employer contribution / active EE | $3,029 | $2,341+29.4% | $2,913+4.0% | $2,756+9.9% |
| Participant deferral / active EE | $1,949 | $3,283-40.6% | $4,320-54.9% | $4,297-54.7% |
| Admin fee / account holder | $4,798 | $4,982-3.7% | $7,380-35.0% | $6,935-30.8% |