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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,211 | $106,749-23.9% | $145,433-44.2% | $82,448-1.5% |
| Participation rate | 94.0% | 75.6%+18.4pp | 82.1%+11.9pp | 68.1%+25.9pp |
| Annual return | 12.44% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,786 | $6,519+19.5% | $7,897-1.4% | $4,139+88.1% |
| Admin fee / account holder | $12,861 | $8,390+53.3% | $13,129-2.0% | $7,234+77.8% |