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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,484 | $157,296-31.7% | $141,191-23.9% | $152,897-29.7% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 14.03% | 64.34%-50.3pp | 71.41%-57.4pp | 345.43%-331.4pp |
| Employer contribution / active EE | $1,525 | $5,262-71.0% | $4,736-67.8% | $4,764-68.0% |
| Participant deferral / active EE | $2,360 | $7,111-66.8% | $6,710-64.8% | $5,851-59.7% |
| Admin fee / account holder | $727 | $12,125-94.0% | $10,264-92.9% | $11,599-93.7% |