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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,061,357 | $180,459+488.1% | $154,108+588.7% | $135,380+684.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.30% | 888.21%-898.5pp | 735.21%-745.5pp | 519.81%-530.1pp |
| Employer contribution / active EE | $25,300 | $6,035+319.2% | $5,298+377.6% | $4,779+429.4% |
| Participant deferral / active EE | $14,763 | $5,806+154.2% | $5,081+190.6% | $5,609+163.2% |
| Admin fee / account holder | $21,999 | $16,145+36.3% | $13,411+64.0% | $10,828+103.2% |