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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,629 | $100,911-29.0% | $90,440-20.8% | $158,966-54.9% |
| Participation rate | 76.5% | 75.0%+1.4pp | 72.7%+3.8pp | 82.0%-5.5pp |
| Annual return | 14.74% | 1726.62%-1711.9pp | 1294.38%-1279.6pp | 302.95%-288.2pp |
| Employer contribution / active EE | $512 | $3,690-86.1% | $3,263-84.3% | $4,762-89.2% |
| Participant deferral / active EE | $3,605 | $4,348-17.1% | $3,964-9.0% | $5,983-39.7% |
| Admin fee / account holder | $3,589 | $6,507-44.8% | $5,615-36.1% | $11,250-68.1% |